Disclaimer

Last updated: October 1, 2026

Please read this before you act on anything you find on this site.

Information, not advice

Everything we publish is general information. It is meant to help you understand a topic and know what to ask. It is not personal advice, and it is not a substitute for advice from someone who knows your situation. In particular, nothing here is:

• Financial, investment or tax advice. Talk to a licensed financial planner, a certified public accountant or an enrolled agent about your own money and taxes.
• Legal advice. Talk to a licensed attorney in your state. Tenant, employment, consumer and vehicle rules differ from state to state. Reading our articles does not create an attorney-client relationship.
• Insurance, medical or safety advice. Ask your insurer, a licensed agent or a qualified professional.
• Career or education guarantees. Salaries, job openings, aid awards and admissions decisions depend on many factors outside our control.

Rules change and differ by state

Laws, tax rules, interest rates, fees, deadlines and program requirements change, and many differ by state, city, lender, school or employer. We review articles and try to keep them current, but an article may be out of date by the time you read it. Check the date at the top of the article, and confirm anything important with the official source, such as the government agency, your bank, your landlord or your employer.

No guarantee of results

We cannot promise that following a guide will get you a particular result, such as a loan approval, a refund, a job offer or a repair that works. Examples and numbers in our articles are for illustration and may not match your situation.

Use at your own risk

You are responsible for your own decisions. This is especially true for do-it-yourself topics such as car care or home maintenance, where a mistake can cause injury or damage. Follow the manufacturer's instructions and safety warnings, and hire a qualified professional if you are not sure.

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Questions

If you are not sure how this applies to you, ask us. Also see our terms of use and editorial policy.